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Business Finance

When You Need It Most

GrowCapital SA offers finance by means of a merchant cash advance to retailers and SMEs across South Africa with which to grow their businesses. A merchant cash advance is not a loan but rather a sale of a company’s future turnover. The finance supplied can be used to fund any of the business’ needs whether it’s renovations, stock purchases, equipment or unforeseen expenses.

What Is Merchant Cash Advance?

Merchant cash advance is finance provided to a business in exchange for a pre-determined percentage of the business’ future sales.


How Does It Work?

Apply online on our website

Receive funds within 3 days

Affordable repayment as % of daily sales

What Are The Qualifying Factors?

Business with daily trading activity

Min 6 months in operation

Monthly turnover > R100 000

The Benefits Of GrowCapital SA


Effortless application

Quick turnaround-time

No security required

Flexible repayment

Stress-free repayment

Cash when you need it most

No restrictions on use of funds

Early settlement discounts

Simple re-advance options available

Get Financing For Your Business Today